If you have struggled to get a personal loan due to previous credit problems a Guarantor loan could be the solution.
As long as you are not bankrupt or in an IVA you can borrow between £100 and £15,000. All you need to do is complete
the form below and you will receive an immediate decision. Same day payout is possible.
Because there is no need to secure them on the applicants home Unsecured Loans are suitable for tenants, those who live in rented accommodation, accommodation supplied by
the employer or even those living at home with parents. Loan amounts range from as little as £100 to £15,000.
You should consider a guarantor loan if you have found it difficult to obtain an
Unsecured Loan either due to
past credit problems or no previous credit. However, many borrowers choose the Guarantor Loan option even though
an Unsecured Loan is offered to them, for the following reasons:
- Because of the additional security acceptance rates are higher
- Interest rates can be lowers than those of Unsecured Loans
- Larger loan amounts of up to £10,000 can be offered
- No need to visit the lender’s office
- Useful way to establish your credit worth if you do not have any credit
Normally a guarantor would be a homeowner who has a good credit record and knows you well. He or she could
be a friend, relative, parent, employer or even landlord. The guarantor should be prepared to step in the
unlikely event that you are unable to pay the loan and take over the repayments.
However, here at Express Finance we have lenders that would accept a tenant as a guarantor, providing that he or
she has a good credit record. All you need to do is complete our Express Application Form
and you will receive an immediate decision. No need to pay upfront broker fees, no need to keep filling lengthy
application forms.
Alternatively, if you would like to discuss your application before you apply feel free to call us anytime.
Our opening hours are 9 am to 8 pm Monday to Friday. We do not use expensive premium lines. If you are calling from a land line
our cheap local call number is
0845 519 0969. If you prefer to call from your mobile the cheapest number to call is
01489 780538.
Alternatively call us and ask for the call to be reversed.
Guarantor Loans at a glance:
- Borrow any amount from £100-£15,000
- Spread the repayments from 6 months to 5 years
- Homeowners, Private, Council and Housing Association Tenants, those who live with parents and those who
live in accommodation supplied by the employer qualify
- Our lenders are sympathetic to past credit problems
- There are no penalties for early repayments
- The entire application can be completed online or on the phone
Whether you chose to apply online or on the phone you will be given an instant decision and the funds could be
available to you within 24 hours. We never charge upfront broker fees and we do not ask for your debit card details.
WARNING: Late repayments can cause you serious money problems.
For help, go to moneyadviceservice.org.uk
